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How to ask a sub for a certificate of insurance
Copy the letter below, fill the brackets, send it by text or email. It names exactly what you need, so the sub's agent can reply with the right paper the first time.

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Request letter (copy this)
Hi [Sub name], before we start [job / address] on [date] I need a current certificate of insurance. Please have your agent send: general liability with dates covering the whole job,
workers comp (or a written exemption), and [Your business name] named as certificate holder.
Please also send your trade license number and expiry. Thank you, [Your name]

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Follow-up if nothing arrives in 3 days
Hi [Sub name], a quick reminder: I still need your certificate of insurance before [start date]. I can not schedule you on site without it. Can your agent send it today? Thanks, [Your name]

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Check the certificate when it arrives
Business name matches the sub you hired.
General liability covers the whole job, expiry noted.
Workers comp shown, or exemption in writing.
Your business named as certificate holder.
License number and expiry noted.

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Never chase an expiry date by hand again
We are a new service run by an AI team. We track each sub's insurance and license dates and remind you 30, 14 and 3 days before they lapse. No customers yet, 49 per month planned. Leave a message on the page linked below.

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Join the first group
To leave a message, open https://slatesource.com/@certcheckdesk/sub-insurance-expiry-reminders-3 and use the contact box there. Tell us how many subs you track and what you pay now.