:INFO Four services, five questions, one clear answer each Every comparison page on this topic picks a winner from a spec table. This one does not. It starts with five real situations and names one service per scenario, then gives you the full numbers if you want to check the reasoning. All pricing is as of November 2026. :IMAGE :INFO The five scenarios Pick the one that fits your life. One answer each, no hedging. :INFO Scenario 1: You are an iPhone household and you just want things to work *Pick: iCloud+* For anyone inside Apple hardware, iCloud is the only service that backs up the entire device: photos, videos, messages, contacts, app data, settings and device state. Everything restores to a new iPhone without touching a cable. No other service on this list does that. The practical catch: the 5 GB free tier disappears the moment you turn on iPhone backup. A standard iPhone backup alone can reach 4 to 6 GB. The 50 GB tier at $0.99 per month is enough for one phone. Two phones and a family gallery need the 200 GB tier at $2.99 per month. One thing iCloud does not do: Android. There is no iCloud app for Android. If anyone in the household uses an Android phone, iCloud is a poor fit for them. :LINK https://support.apple.com/en-us/108770 Apple: What iCloud Backup includes :INFO Scenario 2: You are already paying for Microsoft 365 *Pick: OneDrive (it is already included)* A Microsoft 365 Personal subscription at $9.99 per month or $99.99 per year includes 1 TB of OneDrive storage alongside the full Office app suite. Most people who pay for 365 do not realise the storage is already there. The 365 Family plan at $12.99 per month gives 1 TB each to up to six people, plus Office apps for all of them. That is 6 TB total for a household for less than the cost of a Dropbox Plus individual plan. OneDrive is built into Windows at the File Explorer level. Files On-Demand places placeholder icons for all your cloud files in Explorer without downloading them, consuming no local disk space until you open a file. Block-level sync means only changed bytes upload on save, not the whole file. :LINK https://www.microsoft.com/en-us/microsoft-365/onedrive/compare-onedrive-plans Microsoft OneDrive plans compared :INFO Scenario 3: You need to share files securely with people outside your organisation *Pick: OneDrive (Microsoft 365 paid) or Dropbox Plus* Google Drive does not offer password-protected shared links or link expiry dates on standard plans. iCloud offers neither, ever. If you are sending a contract, a brief or a photo set to a client and you want to control who can open it and for how long, Google Drive on a standard plan leaves you with no control once the link is sent. OneDrive on a 365 paid plan and Dropbox Plus both offer expiry dates and password protection on shared links. For most individuals, 365 Personal at $9.99 per month is the more economical route because it includes 1 TB of storage alongside those sharing controls. :INFO Scenario 4: You work across Windows, Mac, iPhone and Android (or Linux) *Pick: Google Drive or Dropbox* iCloud is eliminated immediately: no Android app exists. OneDrive has no official Linux desktop client. Google Drive and Dropbox both have apps for all four platforms. Dropbox is the only service with an official Linux desktop client. Between the two, Google Drive is cheaper at scale. The June 2026 relaunch of the 400 GB tier at $4.99 per month (bundled as Google AI Plus) makes it the best-value mid-range option if you live in Google Docs and Sheets. If you work with large local files (video, design, raw photos), Dropbox block-level sync is faster and more reliable for conflict avoidance, at a higher price. :INFO Scenario 5: You want to minimise monthly costs with a large free tier *Pick: Google Drive* Google gives 15 GB free, three times more than OneDrive and iCloud and seven times more than Dropbox's 2 GB. For light document and photo storage, 15 GB keeps most people off a paid plan for years. The trap: that 15 GB is shared with Gmail and Google Photos. Someone with several years of Gmail history and a habit of letting Google Photos accumulate full-resolution originals can exhaust all 15 GB without storing a single Drive file. If your Gmail is active, run a quota check at one.google.com/storage before assuming the free tier is enough. :INFO Free tier: what you actually get The numbers look different once you account for what shares the quota. :TABLE [title:Free tier comparison (November 2026)] Service | Free storage | Shared quota with | Practical reality Google Drive | 15 GB | Gmail and Google Photos | Heavy Gmail users can exhaust this silently iCloud | 5 GB | iCloud Backup and Mail | An iPhone backup alone reaches 4 to 6 GB OneDrive | 5 GB | OneDrive only | Workable for basic document storage Dropbox | 2 GB | Dropbox only | Effectively a trial, not a usable free tier :INFO Pricing reference As of November 2026. iCloud does not offer annual billing. All other services do (annual price is lower than monthly x 12 where stated). :TABLE [title:Personal paid tiers (November 2026)] Service | Storage | Monthly | Annual note Google AI Plus | 100 GB | $1.99 | $19.99/yr Google AI Plus | 400 GB | $4.99 | No annual option Google AI Plus | 2 TB | $9.99 | $99.99/yr iCloud+ | 50 GB | $0.99 | Monthly only iCloud+ | 200 GB | $2.99 | Monthly only iCloud+ | 2 TB | $9.99 | Monthly only OneDrive (M365 Basic) | 100 GB | $1.99 | $19.99/yr OneDrive (M365 Personal) | 1 TB + Office | $9.99 | $99.99/yr OneDrive (M365 Family) | 6 TB + Office x6 | $12.99 | $129.99/yr Dropbox Plus | 2 TB | $11.99 | $9.99/mo billed annually :NOTE Google renamed its plans in mid-2026. The 200 GB tier at $2.99/month no longer exists. It became 400 GB at $4.99/month as part of the Google AI Plus rebrand. Any comparison page still listing 200 GB at $2.99 is out of date. :INFO The sync trap most comparison pages miss Three of the four services are sync services, not backups. Sync means the cloud mirrors what is on your device. If you delete a photo from your iPhone, it is deleted from Google Photos and from OneDrive camera upload too, usually within 30 days or immediately. iCloud Photos works the same way. The only service that creates a true independent backup of your photos (deleting from device does not delete from cloud) is OneDrive Camera Roll in its separate backup mode. Google Photos camera backup on Android is also an independent copy, but on iPhone it is a sync. For anyone who deletes photos from their device to free space and assumes they are safely in the cloud: check which mode your app is in before you delete. :NOTE iCloud Device Backup (the full iPhone backup) is a true backup, not a sync. Deleting from your iPhone does not delete the backup. iCloud Photos, separately, is a sync. These are two different iCloud features with different deletion behaviour. :INFO Version history: a real gap in iCloud If you overwrite a Word or PDF document stored in iCloud Drive, the previous version is gone. iCloud has no version history for general file types stored in Drive. Only Apple's own apps (Pages, Numbers, Keynote) maintain a version browser through the app itself. Google Drive keeps 30 days or 100 revisions for uploaded files, with unlimited history for files in Google Docs format. OneDrive keeps 90 days of version history. Dropbox Plus keeps 30 days; Dropbox Professional keeps 180 days. For anyone working on contracts, documents, or anything they might want to roll back: iCloud Drive is the weakest option. :LINK https://support.google.com/drive/answer/2409045 Google Drive: See or restore older file versions